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With every READYdebit Visa Prepaid Card you get the most popular features of a traditional bank account, PLUS so much more:
  • Easy Online Bill Pay
  • Free Direct Deposit
  • Free Credit ScoreTracker1
  • ATM Cash Access
Avoid the biggest hassles of a traditional "free" checking account with:
  • 100% Guaranteed Approval upon successful ID verification*
  • No Credit or ChexSystems Checks
  • No Minimum Balances

Pick your card & get started today!
Once you receive your READYdebit Card, you need to add funds.
Choose the money loading option that works for you:
Direct Deposit
  • Get your paycheck or benefits payment sent directly to your account.
  • Fast and free, your money is instantly available on payday.
  • Need help? Call us at 1-866-295-2460, we can help you set it up.
Load Cash
  • Green Dot® MoneyPak® available at more than 50,000 locations nationwide
  • Visa ReadyLink available at retail locations that displays the ReadyLink brand

A Better Deal for Your Money

Here at Ready Financial we're committed to getting our customers a better deal on their banking products. With traditional checking accounts you may incur fees for overdrafts and insufficient funds. We've designed the READYdebit Card to help you eliminate many fees while still providing you with all of the most popular features of a traditional checking account like Visa debit cards, direct deposit and online bill pay.

When you sign up for a READYdebit Card you get easy Online Bill Pay, Online check writing, and access to over 1 million ATMs! And you won't have to worry about additional fees for making purchases and checking your balance that so many prepaid cards have - those can really add up. So sign up now and start getting a better deal!

100% Approval Guaranteed upon successful ID verification* — Even if you've been unable to get a bank account, you can still get a READYdebit card. We have no credit or ChexSystems checks to worry about. Our only requirement is that we can validate the information you provide to us when you open your account. We do this instantly online while your application is being completed to make the sign-up process fast and easy!

Credit ScoreTracker1

We now offer you a new way to track your credit score and a unique way to benefit from it. A credit score is one of the most important components of a consumer's financial profile. At Ready Financial we believe that being informed about your credit score will help you make better financial choices and SAVE MONEY!

ScoreTracker is absolutely free to all READYdebit customers using direct deposit! Not on direct deposit? Get Started Now

Mobile Banking

With the READYdebit Platinum Visa Prepaid Card, you are always in touch with your money. You can manage your account right on your mobile phone:

- Check your balance - anytime, anywhere
- Initiate bill payments - pay anyone right from your phone
- See your account statement - review your recent activity

click here to find out more.

Safer Than Cash

Why risk losing your money by carrying cash? Put it on your READYdebit Card where it is safe. The Visa Zero Liability policy** protects your READYdebit Card from unauthorized charges if your card is lost or stolen.

Keep your money safe in a prepaid card account instead of carrying it around in cash. Your deposits are FDIC insured through the Issuer to at least $250,000. Please see the back of your card for its issuing bank. The Bancorp Bank and MetaBank, Members FDIC. And you can feel secure knowing that you are doing business with a company that has an A rating with the Better Business Bureau.


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© Ready Financial Group, 2012.
The READYdebit Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and can be used everywhere Visa debit cards are accepted.The Bancorp Bank; Member FDIC.
1Requires direct deposit to your READYdebit Card. The Bancorp Bank is not affiliated in any way with the credit ScoreTracker and does not endorse or sponsor this offer.
**The Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver's license or other identifying documents.
There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.
READYdebit does not charge for this service, but standard text messaging rates may be applied by your carrier.
Ready Financial Group, Inc. is an Independent Sales Organization ("ISO") pursuant to an agreement with The Bancorp Bank.
Click to verify BBB accreditation and to see a BBB report.
The Bancorp Bank