This Privacy Policy is provided by Ready Financial Group, Inc. ("Ready").
Your need for confidentiality and privacy is important to us. We recognize that privacy is an important aspect of your confidence in us, and we understand that you expect us to collect and retain nonpublic personal information responsibly. This Privacy Policy explains how we manage this information in order to meet these goals. All provisions in this Policy—including our collection and disclosure practices—apply to applicants, customers, and former customers.
Visitors to our website remain anonymous, unless they register for a service or otherwise elect to disclose their identity to us.
We do not collect personal information about persons who simply visit our site. However, we do collect certain limited information about visitors, such as their IP address (a numeric address assigned automatically to computers when they access the Internet). Like many websites you visit, our system may also place "cookies" on a computer to track a visitor's use of our website. A cookie is a piece of data that is stored on your hard drive and takes up very little room on your system. Cookies help us to optimize our site and make its navigation easier for you. We sometimes use cookies to help estimate the number of visitors to our site and to determine which areas are the most popular. Unless you register with us for a service, the cookie does not provide us with any personal information.
Information we collect about you. We collect nonpublic personal information about you from the following sources:
Information you give us when you request or activate a card or other product, contact our call center, or access our website. This information may include, for example, your social security number, email address, and date of birth.
Information about your transactions with us, joint marketers, or others (such as your card usage, deposits, and withdrawals); and
Information we receive from a consumer reporting agency (such as your credit history).
You agree that we may obtain information about you from one or more credit reporting agencies or others at any time for the purposes of managing your account and considering you for new offers and programs.
How we share your information. We may disclose all of the information we collect, as described above, to other financial institutions with whom we have joint marketing agreements. We may also share information with companies that perform services on our behalf. The information you give us when you request or activate a card or other product, contact our call center, or access our website may be shared with these companies. We do not otherwise disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.
Security standards. We restrict access to nonpublic personal information about you to our employees who have a need to know such information (for example, to process your transactions). We train our employees on the importance of customer privacy and confidentiality. We also maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Links to other websites. Our website may feature links to third-party websites that offer goods, services, or information. When you click on one of these links, you will be leaving our site and will no longer be subject to this policy. We are not responsible for the information collection practices of the other websites that you visit and urge you to review their privacy policies before you provide them with any personal information. Third-party sites may collect and use information about you in a way that is different from this policy.
Services and advertisements by third parties. Third parties may offer services from time to time at our website. If you provide them with information, their use of that information will be subject to their privacy policy, if any, and will not be subject to this policy. If you accept third-party goods or services advertised at our website, the third party may be able to identify that you have a relationship with us (for example, if the offer was only made through our site).
Changes to this Policy. We may change the terms of this Privacy Policy from time to time by posting a notice of the change (or an amended Privacy Policy) at this website. If required by law, we will send you a notice of the change. Your continued use of our website or any service following such notification will constitute evidence of your agreement to the revised Policy.
Questions. If you have questions, you can call us at 866-465-1645, send email to privacy@readyfinancial.com, or write us at Ready Financial Group, ATTN: Privacy Officer, P.O. Box 7554, Boise, ID 83707.