Learn more about the READY debit® Card
Fees |
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Control |
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Basic |
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Select |
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Platinum |
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| Card issuance | $9.95 | $9.95 | $9.95 | $9.95 | This is a one-time fee, and is not charged until you make your first deposit. | |||||
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| Monthly service |
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Free with at least $1500 in monthly Direct Deposit, otherwise $3.95 |
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$4.95 |
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$9.95 |
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$14.95 |
A great deal—and a whole lot better than check-cashing fees, wire-transfer fees, interest payments, late fees, ... Your first monthly fee is charged one month from the day you order your card. |
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| Secondary Card |
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Not Available |
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Not Available |
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$10 |
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Free | Two cards can access the same account by adding a secondary card. Call 866.465.1645 to set this up. | |
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| Signature transactions | $0.95 | Free | Free | Free | Other companies charge $1 or more per transaction | |||||
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| PIN transactions | $0.95 | $0.95 | Free | Free | Other companies charge $1 or more per transaction | |||||
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| Negative Balance Fee | Free | Free | Free | Free | Really! | |||||
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| Direct deposit |
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Free |
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Free |
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Free |
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Free | Save time and money-sign up for free direct deposit to your READYdebit card account. | |
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| Loading cash & deposits via bank ACH transfer |
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Free |
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Free |
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Free |
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Free | You can load cash to your card with Visa ReadyLink and Green Dot MoneyPaks. Each store charges a fee to complete the transaction. | |
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| ATM withdrawal |
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$2.25 |
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$2.25 |
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$2.25 |
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$2 | Remember that the ATM owner may charge a fee, as well. Be careful with these—they can add up. Many stores will offer cash back when you make a purchase-buy a pack of gum and skip the ATM fees. | |
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| ATM withdrawal decline |
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$1.95 |
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None |
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None |
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None | Check your balance online before making the request. | |
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| U.S. ATM Balance Inquiry | $0.50 | $0.50 | Free | Free | Check your balance often-it's an important part of good money management. | |||||
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| Online customer service | Free | Free | Free | Free | ||||||
| Automated phone support | Free | Free | Free | Free | Check out our FAQ for answers to many questions. | |||||
| Live customer service |
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$2 per call |
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1 free call per month, then $2 each |
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Free | ||||
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| Online bill pay |
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Free |
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Free |
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Free |
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Free | A great way to pay your utility bills, rent or even your babysitter. | |
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| Bank teller cash advance |
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$5 |
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$5 |
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$5 |
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$5 | Save a few bucks and use an ATM instead. | |
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