Learn more about the READY debit® Card
Fees
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Basic |
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Select |
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Card issuance |
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$9.95 |
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$9.95 |
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This is a one-time fee, and is not charged until you make your first deposit. |
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Monthly service
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$4.95 |
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$8.95 |
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A great deal—and a whole lot better than check-cashing fees, wire-transfer fees,
interest payments, late fees, ...
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Secondary Card
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Not Available |
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$10 |
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Two cards can access the same account by adding a secondary card. Call 866.465.1645 to set this up.
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Signature transactions
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Free |
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Free |
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Other companies charge $1 or more per transaction |
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PIN transactions
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$0.95 |
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Free |
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Other companies charge $1 or more per transaction |
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Overdraft |
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Free |
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Free |
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Really! |
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Direct deposit
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Free
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Free |
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Save time and money—sign up for free direct deposit to your READYdebit card account.
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Loading cash & deposits via bank ACH transfer
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Free
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Free |
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You can load cash to your card with Visa ReadyLink and Green Dot MoneyPaks. Each store charges a fee to complete the transaction.
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U.S. ATM withdrawal
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$2.25 |
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$2.25 |
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Remember that the ATM owner may charge a fee, as well. Be careful with these—they
can add up, if you're not careful. Many stores will offer cash back when you make
a purchase—buy a pack of gum and skip the ATM fees.
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U.S. ATM Balance Inquiry |
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$0.50 |
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Free |
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Check your balance often—it's an important part of good money management. |
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International ATM withdrawal
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$5
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$5 |
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Again, the ATM owner may charge a fee.
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Online customer service |
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Free |
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Automated phone support |
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Free |
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Check out our FAQ
for answers to many questions. |
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Live customer service
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1 free call per month,
then $2 each
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Online bill pay
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$4 |
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Free with
direct deposit
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For the Select plan, it's $4 per month for unlimited use without direct deposit—billed
only in the months
that you use the service. For the Basic plan it is $4 any
month the service is used. |
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Bank teller cash advance
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$5
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$5 |
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Save a few bucks and use an ATM instead.
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Other: ACH debit: $2.25/transaction. Replacement card: $10. Paper statements: $2/statement. Special research and documentation fee: up to $50. Account closure via paper check for remaining funds: $15. Currency conversion: 2% of transaction amount after conversion.