Learn more about the READY debit® Card

Fees

Control

Basic

Select

Platinum

 
Card issuance $9.95   $9.95   $9.95   $9.95   This is a one-time fee, and is not charged until you make your first deposit.
Monthly service Free with at least $1500 in monthly Direct Deposit, otherwise $3.95 $4.95 $9.95 $14.95   A great deal—and a whole lot better than check-cashing fees, wire-transfer fees, interest payments, late fees, ...

Your first monthly fee is charged one month from the day you order your card.
Secondary Card Not Available Not Available $10 Free   Two cards can access the same account by adding a secondary card. Call 866.465.1645 to set this up.
Signature transactions $0.95 Free   Free   Free   Other companies charge $1 or more per transaction
PIN transactions $0.95 $0.95 Free   Free   Other companies charge $1 or more per transaction
Negative Balance Fee Free Free   Free   Free   Really!
Direct deposit Free Free Free Free   Save time and money-sign up for free direct deposit to your READYdebit card account.
Loading cash & deposits via bank ACH transfer Free Free Free Free   You can load cash to your card with Visa ReadyLink and Green Dot MoneyPaks. Each store charges a fee to complete the transaction.
ATM withdrawal  $2.25  $2.25 $2.25 $2   Remember that the ATM owner may charge a fee, as well. Be careful with these—they can add up. Many stores will offer cash back when you make a purchase-buy a pack of gum and skip the ATM fees.
ATM withdrawal decline  $1.95  None None None   Check your balance online before making the request.
U.S. ATM Balance Inquiry $0.50 $0.50 Free Free   Check your balance often-it's an important part of good money management.
Online customer service Free Free   Free   Free  
Automated phone support Free Free   Free   Free   Check out our FAQ for answers to many questions.
Live customer service $2 per call 1 free call per month,
then $2 each
Free  
Online bill pay Free Free Free Free   A great way to pay your utility bills, rent or even your babysitter.
Bank teller cash advance $5 $5 $5 $5   Save a few bucks and use an ATM instead.
Other: ACH debit: $2.25/transaction. Replacement card: $10. Paper statements: $2/statement. Special research and documentation fee: up to $50. Account closure via paper check for remaining funds: $15. Currency conversion: 2% of transaction amount after conversion.
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© Ready Financial Group, 2010.
This card is issued by MetaBank™ or the Bancorp™ pursuant to a license from Visa U.S.A. Inc.