Credit Builder Terms and Conditions

Credit Builder is an optional service that is available to you at no additional cost as part of the Bill Payment Service from Ready Financial. Credit Builder is a service that provides your bill payment history to PRBC, a bill payment credit bureau. Credit Builder does not improve, repair, or provide advice for improving your credit record, credit history or credit rating. As a result, we cannot guarantee and do not represent or warrant to you that positive payment history will necessarily improve your credit rating score. By using the Bill Payment Service, you authorize Ready Financial Group to report your payments to any credit reporting agencies or credit bureaus that accept such information including PRBC. If you do not wish for your payments to be reported to any credit reporting agencies or credit bureaus, you must notify us in writing at:

Ready Financial Group
Attn: Credit Reporting
P.O. Box 7554
Boise, ID 83707